Features of Savings Account
SB Account: Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by Pritam Samriddhi Nidhi Ltd. members to save money and collect their saving.
| Sl No. | Main Features | Availibility |
|---|---|---|
| 1. | Interest Rate | 6% P.A. |
| 2. | SMS Facility | Yes |
| 3. | Nomination | Yes |
| 4. | Balance Check | Yes |
| 5. | Mobile App | Yes |
Features of Recurring Deposit Account
Recurring Deposit: Recurring Deposit is a special kind of Term Deposit offered by Pritam Samriddhi Nidhi Ltd. which help members with regular incomes to deposit a fixed amount in every month into their Recurring Deposit account and earn interest at the rate applicable.
| Sl No. | Months | Interest |
|---|---|---|
| 1. | 12 Months | 9.5% |
| 2. | 24 Months | 10% |
| 3. | 36 Months | 10.25% |
| 4. | 48 Months | 10.50% |
| 5. | 60 Months | 11% |
Features of Daily Deposit Account
Daily Deposit Scheme: Daily Deposit Scheme is a monetary deposit scheme introduced by Pritam Samriddhi Nidhi Ltd. to help daily wage earners, small traders, to inculcate saving habits and also as a way of funding their bigger capital requirements.
| Sl No. | Main Features | Availibility |
|---|---|---|
| 1. | 12 Months | 7% |
| 2. | 18 Months | 8% |
| 3. | 36 Months | 10% |
| 4. | 60 Months | 10.50% |
Features of Fixed Deposit Account
Fixed Deposit Account: A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by Pritam Samriddhi Nidhi Ltd. with the benefits of higher rate of interest than a Normal Saving Account.
| Sl No. | Year | General | Special |
|---|---|---|---|
| 1. | 1 Year | 10.50% | 11.50% |
| 2. | 2 Year | 10.75% | 11.75% |
| 3. | 3 Year | 11% | 12% |
| 4. | 4 Year | 11.25% | 12.25% |
| 5. | 5 Year | 12% | 13% |
Features of Monthly Income Scheme
Monthly Income Scheme: Monthly interest scheme is introduced by Pritam Samriddhi Nidhi Ltd. which is a period of time to a certain extent, at competitive rates of interest and with different features to suit the investment needs of individual member.
| Sl No. | Year | General | Special |
|---|---|---|---|
| 1. | 1 Year | 10.50% | 11.50% |
| 2. | 2 Year | 10.75% | 11.75% |
| 3. | 3 Year | 11% | 12% |
| 4. | 4 Year | 11.25% | 12.25% |
| 5. | 5 Year | 12% | 13% |